Sophisticated planning for future generations

Federal estate taxes and state death taxes can devour over half of an estate. More than $12 trillion worth of assets are in the hands of America’s mature population. Demographic changes within the next few decades are expected to result in a great deal of wealth changing hands. Therefore, services related to estates and trusts will soon become even more important. Estate planning serves two basic purposes:

1. Accumulation, conservation and enjoyment of assets
2. Planning for the distribution of your wealth (estate)

Estate planning allows you to design a strategy to preserve your assets and to plan and direct the distribution of your assets. It also minimizes tax bills, professional fees, and court costs.

aRi Group helps you make sound decisions related to your estate and succession planning, wealth management, and other retirement-related needs. Proper estate planning is the best way to assure the smooth transition of assets to the next generation. Establishing and meeting your goals is our priority.

Four Steps of Estate Planning

Goal Setting and Information Gathering

In the first step, we review and analyze your financial situation and help you set your estate planning goals. Issues such as your family structure and personal priorities and values are considered.

Analysis and Planning

After we analyze your assets, liabilities, will, and related documents, we estimate the value of your potential estate. We prepare a detailed asset preservation and disposition plan that meets your goals. Several strategies can be presented to help you maximize the value of estate and minimize the estate taxes and administration costs. We also take into account special estate planning requirements, such as the future needs of your family members (spouse, children, disabled child, elderly parents, etc.).

Implementation

In this phase, we work closely with your attorney, fiduciary, bank trust officer, life insurance agent, investment advisor, or other advisors to ensure the proper implementation of your plan.

Review

Due to the changing economic, regulatory, and tax environment, it is vital to review your estate plan on a regular basis, and modify the plan as needed to achieve your goals. We seek to provide you with personalized recommendations reflecting your unique circumstances.